What New Jersey Players Need To Know As FanDuel Dives Into Pennsylvania

Posted By Bill Gelman on July 31, 2019 - Last Updated on February 19, 2020

By now it is a known fact that FanDuel Sportsbook is a major player in the Garden State. In less than one year, the company has climbed to the top of the market.

But after a few days of testing, FanDuel made the next big leap on the national stage, opening its doors in Pennsylvania. The online sportsbook is now available 24/7 in both states.

Current New Jersey customers are likely wondering how the Keystone State launch will impact the betting here at home.

The good news is not much.

The basics of FanDuel Sportsbook in NJ and PA

Yes, there are separate NJ and PA websites. However, there is no need to create a new username or password.

Those existing NJ online sports betting login credentials will work just fine in PA when you bet with FanDuel.

In fact, FanDuel is the first of the mobile sports betting operators to take this approach in the two states. PlaySugarHouse — the first of the PA sportsbook apps to launch — requires individuals to create completely separate accounts.

FanDuel explained the single account further:

“FanDuel users have a single FanDuel Sportsbook account. When users access our sportsbook in PA or NJ, they are served that state’s version of our sportsbook and all wagering is governed by the terms applicable to that state.”

But FanDuel is separating itself from the pack with its shared wallet feature. In laymen’s terms, you can bet from New Jersey one day and let the winnings ride the very next in Pennsylvania.

Here’s more from FanDuel:

“The sports wagering platform in each state is capable of verifying customer account balances before they place a wager in that state. Accordingly, users are able to access funds in their account to wager in either NJ or PA.”

In other words, technology for the win.

Different servers, different states, different rules

At this point, the wagering across state lines and shared wallet would seem to raise red flags with regulators and federal laws (namely the Wire Act).

But FanDuel had to submit to the Pennsylvania Gaming Control Board (PGCB) an explanation of how it intends to comply with the Wire Act for PA online gambling. Similarly, in New Jersey, FanDuel worked with regulators “to ensure compliance with all applicable state and federal laws.”

So, when asked if there are any concerns with the shared wallet, FanDuel responded no.

Our technology infrastructure ensures that each bet is placed, accepted and settled within a single state’s borders on a sports wagering platform in that state.”

That technology infrastructure is essentially thanks to two separate servers that manage the incoming bets in each state. Since every bet starts and ends without leaving NJ or PA, the system works.

Do I have to download a whole new FanDuel app for PA?

No, you don’t. Consider this another first for FanDuel’s sportsbook site.

The same iOS and Android app you have on your smartphone or tablet now will also work in Pennsylvania. The reason for this is simple: The app recognizes when you are in one state or the other. If you are in Pennsylvania and log in, the app will show you the PA version and lines (and vice versa).

And that means that FanDuel’s iOS app is the first of its kind to operate in Pennsylvania. No other online sportsbook in the Keystone State has an iOS app up and running — yet.

PlaySugarHouse Sportsbook did find a workaround for Apple users with GeoComply’s GeoGuard plugin.

Can I bet on NJ college teams in Pennsylvania?

FanDuel’s arrival in PA via the Valley Forge Casino Resort license does offer one more advantage for NJ players.

With college football season weeks away, New Jersey residents may be thinking about putting money down on the Rutgers University football team. NJ sports betting regulations, however, do not permit wagering on local college sports or college events that take place inside state lines.

But those existing FanDuel funds are available for use in Pennsylvania. Just take the short drive across the border, open the FanDuel app and, once it geolocates you in PA, you will see the lines

The Scarlet Knights open the season against University of Massachusetts on Aug. 30. They also play at Michigan on Sept. 28. Another game likely to draw significant betting action is the Nov. 30 game between Rutgers and Penn State.

Combine all these factors and FanDuel taking bets in NJ and PA can be summed up in one word — convenient.

The sports betting revenue question

While FanDuel customers are placing bets in New Jersey and Pennsylvania, it would seem to create confusion with the revenue and tax reporting.

The Meadowlands Racetrack — FanDuel’s land-based partner — has earned $57,856,208 in NJ sports betting revenue through the first six months of 2019. The majority of the revenue has come from FanDuel, but a portion of it is also from PointsBet.

But now that bets are being made in PA, too, what kind of impact will it have on the NJ numbers? Well, it comes down to where a customer places a bet.

If somebody wagers on the Philadelphia Eagles (minus the 8 points) in Week One against the Washington Redskins from just outside of Lincoln Financial Field, PA gets the revenue (and the handle).

However, if somebody puts money on the Dallas Cowboys to win the NFC East from the other side of the Walt Whitman Bridge, the revenue and handle go to NJ.

Where a customer registers for an account or resides does not come into play.

And in the end, FanDuel Sportsbook makes it pretty easy for its current network of New Jersey players to place a bet in PA legally.

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Bill Gelman

Bill Gelman is a veteran sports writer based just outside of Philadelphia and not too far from the Jersey Shore. Bill spends time in Atlantic City writing about casino openings and expansions, special events and now NJ sports betting and online gambling.

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