Real Money NJ Casinos

New Jersey legalized online gaming in November 2013. Its market now features a robust selection of nearly 20 online casinos.

Even though the Garden State’s online market has been running strong for several years, some new players still have questions.

This guide addresses frequently asked questions and important topics regarding New Jersey’s real money casinos.

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Is it safe to bet at real money casinos in NJ?

New Jersey online casinos are sometimes confused with offshore gaming sites that serve other states. However, they are not the same.

NJ features a legal, regulated online market. Offshore casinos, on the other hand, aren’t regulated or subject to federal or state laws.

New Jersey’s Division of Gaming Enforcement (DGE) oversees all internet casinos that operate in the Garden State. The DGE is also the same authority that monitors land-based casinos in Atlantic City.

This regulatory body is one of the most respected state gaming authorities in the US. It has set forth rigorous standards for both online and land-based casinos to follow.

One of the DGE’s primary functions is ensuring that sites offer fair odds. It makes operators list each game’s return-to-player (RTP) percentage within the information screen. It also utilizes a testing laboratory to ensure these RTP figures match the advertised values.

Offshore casinos aren’t required to undergo the same type of testing. These sites could theoretically offer rigged slots and table games without retribution.

Another way the DGE creates a safe gaming environment is by requiring casinos to ring-fence customer deposits from operating funds. This process ensures player funds always stay separated and secure, even if a site is struggling financially.

Ultimate Gaming’s closure in September 2014 is proof this ring-fencing system works. The site was able to return all of its customers’ money after shutting down its New Jersey operation.

How to get started at NJ casinos for real money

The first step to playing at NJ online casinos is to be within the state boundaries. Gaming sites are required to use geolocation software to ensure players are actually within the Garden State.

New Jersey online gambling laws don’t cover other states. Therefore, they must ensure customers are in NJ to avoid potential liabilities.

Casinos use various means to determine one’s location, including IP address cross-checking, local wireless connections, and cellular data.

The geolocation process isn’t always 100% accurate. Any player who’s having a geolocation issue within New Jersey’s boundaries should contact a casino’s customer support for help.

The next step is to figure out where to play. Online casino reviews, such as those featured here at Play NJ, are helpful in this process.

After narrowing down the list, one should visit any perspective site directly and check out the games, promotions and banking methods. NJ casinos for real cash offer the option to play for free, which is helpful when judging a game selection.

The process of playing for real money starts with registering for an account. Here’s the basic information that gaming sites request:

  • First and last name
  • Email address
  • Home address
  • Date of birth
  • Phone number
  • Proof of identification (e.g., Social Security number)

The DGE requires that sites ask for this information. These personal details help casinos ensure customers are at least 21 years old and not money-laundering threats.

What are the best sites and apps in NJ for real money casinos?

We’ve thoroughly vetted each online casino in New Jersey to determine the best of the best. Here are our top picks.

1. Golden Nugget online casino

Golden Nugget took the lead in this market in late 2016 and hasn’t looked back. It offers New Jersey’s largest game selection, a great bonus and plenty of banking options.

More than 400 slots highlight its game section. It also features good live dealer games, which are available for both desktop and mobile devices.

2. Virgin online casino

Virgin Casino features more than 200 slots and some of the best software on the market. It uses a unique cashback bonus that gives players the chance to earn back losses of up to $100.

Virgin could use a few more table games and video poker variations, but this is the one downside in what’s otherwise a quality operation.

3. Caesars online casino

In terms of its games library and banking options, Caesars Casino rates well. It offers more than 450 games and gives players plenty of ways to deposit.

Downsides to Caesars includes a small deposit bonus ($300 maximum) and a limited selection of table games on the app.

4. Pala online casino

Pala online joined the NJ market in 2014 and has made a name for itself since then. The site offers unique slots and progressives that have jackpots worth up to $1 million. New players get $25 free when they sign up at Pala.

The main thing it could improve upon is a larger selection of games, which compared to other online casinos for real money, are somewhat limited. That being said, the site boasts 328 total games.

5. Tropicana Casino

Tropicana Casino features the same software and almost the same look as its sister site, Virgin. It, too, features exclusive games and a large rotating selection of weekly promos. On sign up, new players can get $20 free plus cashback of up to $100.

With only 250 total real money games, it is not the largest site on the market. But with the best software available, it holds its own.

6. SugarHouse Casino

SugarHouse is a newer player in the NJ market, having opened in 2016. It has already made its mark by offering a great loyalty plan and big game selection.

One drawback is that SugarHouse’s welcome bonus only goes up to $250, but the loyalty plan helps make up for this deficiency.

What are the advantages of playing in online real money casinos?

NJ internet casinos may not provide the same atmosphere or social aspects of Atlantic City land-based venues. Although, they do offer some inherent advantages, though.

Lower stakes

Virtually anybody can afford to play online in the Garden State. Users can play internet blackjack, for example, for as little as $0.10. Compare this to Atlantic City casinos, which rarely offer blackjack tables with $5 stakes.

Online slots players can bet as little as $0.01 per spin. The average slot in land-based casinos usually forces players to risk at least $0.50 per spin.

Higher RTP

New Jersey real money casinos also feature a high RTP, regardless if one is playing slots or table games. They don’t need to hire dealers or lease physical slot machines, which allows them to offer better odds.

Most NJ real money casinos are competing with each other in terms of payback, but some games stand out from the pack. Our RTP tool gives insight into the top-paying games in each respective category.

Welcome bonuses

Online casinos offer deposit bonuses to new customers. These bonuses allow players to earn extra money by satisfying specific terms and conditions (T&Cs).

Some NJ online bonuses are worth $1,000 or more. Contrast this to loyalty-card-registration bonuses at land-based casinos, which don’t offer much money in comparison.

Open 24/7

Players never need to worry about an online casino closing for the night. These sites run 24/7, allowing one to enjoy games at any time.

NJ online casinos are also easily accessible through a mobile device or computer. Atlantic City casinos, in contrast, are at least a two-hour drive from the state’s biggest cities.

Play for free

Online casinos allow registered members to play games for free. They hope that these players will like the games and make a deposit.

However, NJ sites don’t force anybody to play for real money. Players can, therefore, enjoy all the free casino games they want.

Easy learning environment

Internet casinos offer the perfect environment to learn new games or just gambling in general. Each game is an individual affair, where one can take as long as they want to make decisions and read rules.

Land-based casinos, on the other hand, are a more intimidating place to learn the ropes. Both players and dealers can get irritated when beginners make mistakes.

Types of games at real money casinos

NJ casinos for real money offer a wide variety of games that encompass several major categories. Here’s what to expect in each category.

Online slots

The New Jersey online gaming market has attracted some of the top slots providers, including NetEnt, Bally, IGT, High5 and Williams Interactive (WMS).

Operators feature a nice mix of progressive slots, with some jackpots worth millions of dollars. Players can also look forward to much higher RTPs with these online slots than they’ll find in brick-and-mortar casinos.

Table games

NJ gaming sites cover all of the bases with table games. Baccarat, blackjack, craps, pai gow poker, roulette, and three card poker are just some of the available options.

Certain blackjack variations within the market offer incredible payback. For example, Virgin Casino and Tropicana both offer single-deck blackjack with a 99.87% RTP.

Video poker

Players can find many different video poker games throughout New Jersey’s online market.

  • Aces and faces
  • Deuces wild elite
  • Double bonus
  • Double double bonus
  • Jacks or better
  • Regal poker
  • Tens or better 

Online video poker payback isn’t as impressive as what players can find in other categories, but Virgin and Tropicana do feature triple-play draw poker with a 99.73% RTP.

Live dealer gaming

Some NJ sites offer live dealer gaming that’s streamed straight out of a land-based casino. For example, Golden Nugget’s live dealer studio is based in its Atlantic City location.

Live baccarat, blackjack, casino poker, and roulette are all available via mobile devices and desktop computers.

No deposit options for real money casinos in NJ

No deposit bonuses are somewhat rare in the online gaming world, but many New Jersey online casinos currently feature these deals.

In contrast to a deposit bonus, a no deposit offer doesn’t require players to fund their account — but they need to complete the registration process.

Players can use no deposit bonuses on real money casino games. They get to cash out winnings earned through the bonus upon once they meet the T&Cs.

Here’s an example:

A player completes account registration at a new casino. He or she then receives a $20 no deposit bonus.

The player wins $10 after satisfying the T&Cs, which makes him or her eligible to withdraw the $10.

Here are some NJ online real money casinos that offer no deposit bonuses at the time of this writing:

Best bonus offers at real money NJ casinos

New Jersey features some of the best welcome bonuses in the gaming world. Players can’t go wrong when taking advantage of a bonus at any NJ site.

However, certain casinos stand out from the crowd with regard to the size of their bonus and favorable T&Cs.

Here are the best offers in New Jersey:

Golden Nugget Casino bonus

Golden Nugget offers new customers a 100% match bonus, up to $1,500, plus $20 free. The minimum deposit to qualify for this deal is $30.

The $20 no deposit bonus is subject to one-time wagering requirements (aka playthrough) on slots. Players can cash out any winnings they earn from this offer.

The match deposit bonus carries a 20x playthrough on slots. All other games feature 100x wagering requirements.

Virgin Casino bonus

Virgin Casino offers new customers up to $100 cash back, plus $25 free. Players must deposit at least $10 to qualify.

The $25 no-deposit bonus carries a one-time playthrough on slots. Players must use these funds within 30 days, or the bonus expires.

The cash back can be earned through two different methods:

  • A player’s net loss exceeds 90% of his or her first deposit within seven days after depositing. The player receives the value of his or her net loss up to a maximum of $100.
  • A player’s net loss doesn’t exceed 90% of his or her first deposit within seven days, but he or she still suffers losses. Then, the player receives a smaller amount of either his or her net loss or $100.

Betfair Casino bonus

Betfair NJ features a 100% match deposit bonus of up to $2,500, plus $30 free. The minimum deposit to qualify is $10.

The no-deposit bonus comes with a one-time wagering requirement on slots. Players can only withdraw winnings from this offer after they make a $10 minimum deposit.

The match bonus carries a 20x playthrough on slots, 40x on roulette and 200x on all other games. Players must meet the wagering requirements within 90 days of depositing.

Deposit and withdrawal options at real money casinos

Most NJ online casinos offer a large number of banking options. This variety means the average player will have no trouble funding his or her account or making withdrawals.

Major credit cards, debit cards, ACH, e-wallets, bank transfers and cash at the cage are all viable ways to place deposits. Cash at the cage refers to visiting Atlantic City casinos in person and depositing or cashing out.

Each option comes with its pros and cons. Credit card deposits can’t be beaten in terms of speed, but they’re also rejected at the highest rate.

E-wallets are reliable deposit methods that are usually accepted; however, they carry some of the most substantial fees, too.

The pros and cons of each option should be kept in mind when looking through available banking methods at a casino. Every site differs in terms of accepted deposit and withdrawal methods.

Here’s an example of the banking options featured at Virgin Casino:

Virgin Casino’s deposit options

  • ACH
  • Bank transfer
  • Cash at the cage
  • Credit/debit cards
  • Neteller
  • Skrill
  • Wire transfer

Virgin Casino’s withdraw options

  • ACH
  • Cash at the cage
  • Check
  • Neteller
  • Skrill
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