Blackjack is the most popular online casino table game in New Jersey. It is available at all regulated New Jersey online casino sites. The game is often referred to simply as “21.”

Players start by making a bet. Some New Jersey online casinos allow up to three hands to be played at one time.

Best online blackjack in New Jersey

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Every blackjack game offered by New Jersey casinos has a house edge under one percent.

New Jersey online blackjack variants

Most New Jersey online blackjack games are generic. They often use six or eight decks that are shuffled after each hand. Players may double down on any two cards and after splitting at most virtual New Jersey blackjack tables. Surrender is available at a few games. The dealer stands on all 17’s about half the time but more often in a game that uses the European hole card rule.

There are a few exceptions to this. Side Bet Blackjack is spread at Borgata, Party Poker and Pala Casino. The rules for the blackjack game itself vary a bit. Borgata and Party Poker stay on all 17’s and do not permit surrender. Pala Casino hits soft 17 and does allow surrender.

The five side bets in the game are identical. The side bets are in addition to the standard blackjack bet. The side bets are optional but the player must make the flat bet on the actual hand. Players can bet as many side bets in one hand that they wish.

Cash Queens

  • Pair of queens with dealer blackjack: 500-1
  • Pair of queens: 50-1
  • Paired 20: 10-1
  • Suited 20: 5-1
  • Any other 20: 2-1

Mega Match

  • Player and dealer have suited queen and king: 5000-1
  • Player has suited queen and king: 50-1
  • Any two suited cards: 2-1

Crazy 7’s

  • First 3 cards suited 777: 2,000-1
  • First three cards unsuited 7’s: 500-1
  • First two cards suited 7’s: 150-1
  • First two cards unsuited 7’s: 15-1
  • First card any 7: 5-1

Pair Play

  • First two cards are a pair: 12-1

Any Blackjack

  • Pays 18-1 if the player is dealt blackjack, even if it pushes

Blackjack Micro Limit

Borgata, Party Poker, Resorts and Mohegan Sun offer Blackjack Micro Limit. This game starts with a minimum bet of only $.10. The game only pays 6-5 on a blackjack but offers some favorable rules to offset this.

  • Suited blackjack pays 2-1
  • Suited 777 pays 3-1
  • 5-card or more 21 pays 2-1

Double down before and after splitting is permitted. Surrender is not. The dealer stands on all 17’s.

The house edge for this game is 0.99 percent. No New Jersey online blackjack game has a higher advantage for the casino but it is still better than the 6-5 games in Atlantic City. The small minimum bet takes some of the sting out of the higher house edge.

Multi-Player Blackjack

Pala Casino offers a unique game where multiple players on the sit at the same table. A single player can begin the action. Multi-Player Blackjack does not require multiple participants.

Multi-Player Blackjack offers the same rules as Pala Casino’s other blackjack games. Eight decks are used that are reshuffled after each hand. Players may double down on any two cards and after splitting. The dealer hits soft 17. The house edge is 0.6 percent.

What blackjack games can I play at NJ online casinos?

Online BrandGame NamePayback %Min. BetMax. BetSidebets
Virgin CasinoAtlantic City Blackjack99.64$1.00$1,000No
Virgin CasinoSingle Deck Blackjack99.74$1.00$1,000No
Virgin CasinoMultihand Blackjack99.28$1.00$5,000No
Virgin CasinoVegas Downtown Blackjack99.61$1.00$1,000No
Virgin CasinoVegas Strip Blackjack99.64$1.00$1,000No
Tropicana CasinoAtlantic City Blackjack99.64$1.00$1,000No
Tropicana CasinoSingle Deck Blackjack99.74$1.00$1,000No
Tropicana CasinoMultihand Blackjack99.28$1.00$5,000No
Tropicana CasinoVegas Downtown Blackjack99.61$1.00$1,000No
Tropicana CasinoVegas Strip Blackjack99.64$1.00$1,000No
Golden NuggetBlackjack (IGT)99.6$1.00$200No
Golden NuggetBlackjack Pro99.59$1.00$50No
Golden NuggetVegas Blackjack99.6$1.00$100No
Golden NuggetSidebet Blackjack99.54$1.00$500Yes
Golden NuggetBlackjack European99.41$1.00$500No
Golden NuggetBlackjack Micro Limit (Min 0.10)99.3$0.10$10No
Golden NuggetBlackjack Micro Limit (Min 0.50)99.3$0.50$25No
Golden NuggetLive Blackjack99.34$5.00$1,000Yes
Betfair CasinoBlackjack (IGT)99.6$1.00$1,000No
Betfair CasinoPro Blackjack99.6$1.00$10,000No
Caesars CasinoBlackjack Micro Limit (Min 0.10)99.3$0.10$10No
Caesars CasinoBlackjack Micro Limit (Min 0.50)99.3$0.50$25No
Caesars CasinoEuropean Blackjack99.41$1.00$500No
Caesars CasinoBlackjack Sidebet99.54$1.00$500Yes
Caesars CasinoVegas Blackjack99.6$5.00$100No
Caesars CasinoBlackjack Pro99.59$2.50$100No
Caesars CasinoBlackjack Pro Micro Limit99.59$0.25$100No
Harrah’s CasinoClassic Blackjack99.54$1.00$10,000No
888 CasinoClassic Blackjack99.54$1.00$10,000No
Borgata CasinoBlackjack (IGT)99.6$1.00$1,000No
Borgata CasinoBlackjack Micro Limit SP 1099.3$0.10$10No
Borgata CasinoBlackjack Micro Limit SP 2599.3$0.50$25No
Borgata CasinoSP Vegas Blackjack99.6$5.00$100No
Borgata CasinoSidebet Blackjack99.54$1.00$500Yes
Borgata CasinoMulti-Hand Blackjack99.39$1.00$100No
Borgata CasinoBlackjack Multi-Hand Pro99.39$5.00$500No
Party CasinoBlackjack (IGT)99.6$1.00$1,000No
Party CasinoBlackjack Micro Limit SP 2599.3$0.50$25No
Party CasinoSP Vegas Blackjack99.6$5.00$100No
Party CasinoSidebet Blackjack99.54$1.00$500Yes
Party CasinoMulti-Hand Blackjack99.39$1.00$100No
Party CasinoBlackjack Multi-Hand Pro99.39$5.00$500No
Pala CasinoBlackjack99.54$1.00$500No
Pala CasinoMicro Limit Blackjack (Min $0.10)99.3$0.10$10No
Pala CasinoEuropean Blackjack99.41$1.00$500No
Pala CasinoLucky 7 Blackjack99.54$1.00$500Yes
Pala CasinoPerfect Pairs Blackjack99.54$1.00$500Yes
Pala CasinoSidebet Blackjack99.54$1.00$500Yes
Pala CasinoSingle Deck Blackjack99.74$1.00$500No
Pala CasinoVegas Blackjack99.6$5.00$100No
Resorts CasinoAtlantic City Blackjack (Micro Limit)99.59$0.25$100No
Resorts CasinoAtlantic City Blackjack (Low Limit)99.59$2.50$100No
Resorts CasinoAtlantic City Blackjack (High Limit)99.59$25.00$1,000No
Resorts CasinoMicro Limit Blackjack (Min $0.10)99.3$0.10$10No
Resorts CasinoMicro Limit Blackjack (Min $0.25)99.3$0.25$25No
Resorts CasinoBlackjack (IGT)99.6$1.00$1,000No
Resorts CasinoEuropean Blackjack99.41$1.00$500No
Resorts CasinoVegas Blackjack99.6$5.00$100No
Mohegan CasinoAtlantic City Blackjack (Micro Limit)99.59$0.25$100No
Mohegan CasinoAtlantic City Blackjack (Low Limit)99.59$2.50$100No
Mohegan CasinoAtlantic City Blackjack (High Limit)99.59$25.00$1,000No
Mohegan CasinoMicro Limit Blackjack (Min $0.10)99.3$0.10$10No
Mohegan CasinoMicro Limit Blackjack (Min $0.25)99.3$0.25$25No
Mohegan CasinoBlackjack (IGT)99.6$1.00$1,000No
Mohegan CasinoEuropean Blackjack99.41$1.00$500No
Mohegan CasinoVegas Blackjack99.6$5.00$100No
PokerStars CasinoClassic Blackjack99.39$0.10$100No
PokerStars CasinoPerfect Pairs Blackjack99.34$0.50$500Yes
PokerStars CasinoAtlantic City Blackjack99.55$1.00$1,000No
PokerStars CasinoEuropean Blackjack99.65$1.00$1,000No
PokerStars CasinoDouble Deck Atlantic City Blackjack99.77$100.00$2,500No
PokerStars CasinoDouble Deck Blackjack99.77$100.00$2,500No

New Jersey mobile blackjack

All New Jersey online casinos offer a mobile app for Android and iOS devices. Most of the games are slots, although blackjack is also spread.

Mobile apps do not offer as many games as the PC versions. There will generally be one or two blackjack games with basic rules that include the options to hit, split and double down before and after splitting. Insurance is also available on New Jersey blackjack apps.

Online blackjack versus live blackjack

Online blackjack is much faster than live blackjack. The minimum bet at online blackjack is usually just $1. Some New Jersey blackjack sites offer the game for as little as $.10. Borgata is typically the only Atlantic City casino with a $5 blackjack game and that is just one table. Most Atlantic City blackjack games start at $10.

There are also more games available online. Side bets that are not available in Atlantic City may be found on the Internet at regulated sites. Online blackjack shuffles after each hand. This is actually advantageous to players that are not expert counters.

The rules are generally more favorable at blackjack sites than in a live casino setting.

Top online blackjack in New Jersey by return

Betfair offers the best online blackjack table, which is also the best game at all New Jersey Internet casinos. That is Single Deck Blackjack. Players can double when the first two cards are 9, 10 and 11 only and not after splitting. The dealer stands on all 17’s.

The house’s hole card is dealt European-style. This means that the player acts before the dealer gets its second card. This changes how players should act when the dealer is showing an ace or a face because it does not check for blackjack before a player doubles down or splits. The player loses all splits and double bets if the dealer ends up with blackjack. The house edge for this game is 0.26 percent.

The second best New Jersey online blackjack game is Single Deck Blackjack at Borgata and Party Poker. This game only allows double down on two cards when the total is 9, 10 and 11 and not after splitting. The dealer hits soft 17. Unlike the Betfair single deck game, the dealer receives its card before the player acts. The house edge for this game is 0.35 percent.

The best game that is not single deck offers four decks. It is called Single Player Blackjack at Borgata and Party Poker. Tropicana calls it Vegas Strip Blackjack, which is an odd name since there are no games in Las Vegas that spread four decks. This game allows players to double down any two cards before and after splitting. The dealer stands on all 17’s. The house edge is 0.4 percent.

How to play blackjack

The goal of blackjack is to get as close to 21 without going over. A count of 22 or more is considered a bust. A player that goes over 21 automatically loses. If the dealer busts, the player wins. If the player has more points than the dealer without going over 21, he wins even money. If the dealer has more points, the house wins. If the player and dealer have the same valued hand then there is a push, meaning the player gets his bet back.

All number cards are face value in points. Jacks, queens and kings are worth 10 points. An ace may be used as either a 1 or 11, whichever benefits the hand the most.

The deal starts with the player and dealer receiving two cards. The player’s cards are dealt face up. The dealer receives one card up and one down.

The first step involves the dealer checking for a blackjack. This only occurs if the dealer is showing an ace or a ten-value card. If the door card is a ten-value card, the dealer will peek to see if there is an ace in the hole. If the dealer has an ace, the hand ends immediately.

The player loses unless he also has blackjack. The player and dealer having blackjack in the same hand results in a push.


If the dealer is showing an ace, he will ask for insurance. Players may bet half of their wager to insure the entire amount. If the dealer has blackjack, the insurance pays 2-1. This creates a push. If the dealer does not have blackjack, the insurance bet loses and the hand continues as normal. Insurance has a house edge of 6.7 percent.

European Blackjack does not deal the hole card until after the player has acted. This means that the hand will play out before insurance is paid.

Player blackjack

A player that is dealt an ace and a ten-value card is paid 3-2. This means that a player wins $1.50 for every $1 wagered. If the player and dealer both have blackjack then the hand is a push.

Player actions

Once the blackjacks are resolved, players have several options.


A player that is satisfied with his point total may stand at any time. This means no more cards are drawn.


A player that wants to draw a card hits. Players can hit until they choose to stand or go over 21.

Double Down

A player may double his bet and take just one card. This can only be done on the first two cards dealt. The player must keep the dealt card and may not draw any other cards.


A player dealt a pair may split the two cards into two separate hands. This requires double the original bet. Most games allow players to double down after splitting. Aces may only receive one card on each. An ace and a face in a split hand is considered 21, not a blackjack.


Surrender is folding on the first two cards. Surrender returns half of the original bet. This is the proper play when dealt a 16 against a dealer’s 9, 10 or ace or 15 versus a dealer’s 10 or ace.

Guides to games at NJ online casinos