New Jersey Online Blackjack

Blackjack, or 21, is one of the staples of casino gambling. The game is omnipresent in retail casinos across the country, from Atlantic City to Las Vegas. Its popularity in the land-based casino sector has also translated into the online realm. When the New Jersey online gambling market launched in 2013, real money blackjack was available in every casino in the state.

Online blackjack is popular because it offers better odds than most other casino classics. The house edge can be as low as 0.13% if you play optimally, but odds vary dramatically depending on your skill level. That is where this guide comes in. It will go over the NJ casinos with the best online blackjack games and teach you how to get started — the basic rules, different variations and the pros of playing the game in online casinos vs. land-based ones.

NJ casinos that offer online blackjack

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Best real money blackjack at NJ online casinos

New Jersey players have no shortage of options when it comes to online blackjack. The majority of the casino sites in the state offer at least one variation of the game, be it live dealer or random number generator-based versions of 21. You want to have an understanding of the best and worst casino table game odds in New Jersey when selecting your blackjack game. Blackjack has some of the best odds.

As for the best online blackjack sites and best NJ online casino bonuses, here are our top five picks:

1. Golden Nugget Casino NJ

Golden Nugget Casino features 22 blackjack variations, some of which are available to play in demo mode, free of charge. This varied mix also includes single and multi-hand exclusives — Golden Nugget’s proprietary online blackjack games that aren’t available elsewhere. Casual players can get started with bets as low as $0.10 with Zappit and Super Fun 21 Extreme.

Best online blackjack games to play at Golden Nugget:

  • Bet the Set 21 — It comes with an optional side bet that awards boosted payouts if the player’s initial two cards are a pair or a suited pair. It boasts a 99.42% return-to-player rate.
  • Super Fun 21 Extreme — It pays a massive 250x bonus for blackjack with diamond-suited cards.
  • Live Dealer High Limit Blackjack — This version is an excellent choice for high rollers, as it has sizeable maximum bet limits, allowing up to $10,000 per hand.

Online blackjack games with the lowest house edge at Golden Nugget

The three top-paying real money blackjack games at Golden Nugget are Multihand Blackjack (99.60% RTP), Golden Nugget Multihand Blackjack (99.42%) and Bet the Set 21 (99.42%).

How to claim Golden Nugget’s welcome bonus

Golden Nugget offers new customers a $10 New Jersey no deposit bonus with a 20x wagering requirement. When you trigger the welcome bonus, the online casino will match your first deposit dollar for dollar up to $50. That bonus has a 10x playthrough requirement.

Note that any blackjack bets you make will only count toward meeting the requirement at a rate of 25% of your wager. This means that you’d have to wager four times as much on blackjack than on slots to complete the wagering requirement.

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2. Caesars Palace Online Casino NJ

In terms of sheer diversity, Caesars Palace Online Casino is undoubtedly one of the best online casinos for blackjack in New Jersey, rivaling Golden Nugget with 22 variations. All the fan-favorite options are available, including micro limit, multi-hand, live dealer and a few fun spinoffs like Zappit and Poker & Pairs Blackjack.

Best online blackjack games to play at Caesars:

  • Poker & Pairs Blackjack — You win a bonus payout if your two initial cards plus the dealer’s face-up card form a three-card poker hand.
  • Unlimited Blackjack — This live dealer blackjack variant accommodates an unlimited number of players.
  • Blackjack Pro Atlantic City Micro Limit — This is a standard, eight-deck variation of online blackjack, with betting limits ranging from $2.50 to $100.

Online blackjack games with the lowest house edge at Caesars

Blackjack Xchange has the best RTP of all blackjack variants at Caesars, clocking in at 99.68%. Next in line is the Poker & Pairs iteration, with a house edge of 0.34%.

How to claim Caesars Casino’s welcome bonus

Caesars’ new user promo is a 100% deposit match bonus for up to $2,500, one of the largest maximum of any online casino bonus in New Jersey. There’s one catch, though — blackjack doesn’t have a wagering contribution, and neither do other online table games.

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3. BetMGM Casino NJ

BetMGM Casino is a top destination for playing blackjack online. Options include several RNG games, a few live tables from Evolution Gaming and Ezugi, and the casino’s in-house variant — BetMGM Blackjack Pro.

Best online blackjack games to play at BetMGM:

  • Jets Blackjack — This is a distinct, sports-branded variant of blackjack from Evolution Gaming. The online casino streams the action from a virtual MetLife Stadium.
  • Blackjack Mini — It allows you to play three hands simultaneously.
  • Blackjack Charlie 7 — You win automatically with a seven-card hand.
  • First Person Blackjack — This is a hybrid between RNG and live dealer blackjack that offers an immersive 3D view, but it runs via a random number generator.

Online blackjack games with the lowest house edge at BetMGM

With an RTP of 99.68%, Blackjack Xchange is the best-paying version of online blackjack at BetMGM. The proprietary game BetMGM Blackjack Pro comes in second, with a house edge of 0.51%.

How to claim BetMGM Casino’s welcome bonus

New Jersey blackjack players get started at BetMGM with a $25 no deposit bonus. Then, if you do make a deposit, you can qualify for a 100% matching bonus for up to $1,000. The offer carries a 15x wagering requirement, but blackjack games contribute only 10%, so you might want to stick to real money slots until you’ve used up the welcome bonus. You’ll also want to know the highest RTP slots in New Jersey to maximize the offer.

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4. Unibet Casino NJ

Unibet Casino offers 16 blackjack variations, the bulk of which are live tables from Evolution Gaming. Minimum bets at most RNG tables are $0.10. Most of the games are available on Unibet’s app for iOS and Android.

Best online blackjack games to play at Unibet:

  • Zappit — This one includes the ability to “zap” or swap an initial hand if it is for a total of 15 to 18.
  • Infinite Blackjack — Similarly to Unlimited Blackjack, this game can host unlimited players simultaneously, so you don’t have to wait for a seat.
  • Eagles Blackjack — This standard blackjack game uses the Philadelphia Eagles NFL franchise for its theme.

Online blackjack games with the lowest house edge at Unibet

The Xchange variation has the lowest house edge in Unibet, closely followed by Poker & Pairs, with a 0.34% house edge.

How to claim Unibet Casino’s welcome bonus

Right out of the gate, you can get $10 for free just for completing the registration process. Then, the casino will provide a 100% match on your first deposit up to $100. The bonus carries a 10x wagering requirement. Blackjack games (including live dealer blackjack) count at a rate of 10%.

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Playing blackjack on New Jersey casino apps

Each online casino in New Jersey has apps to ease playing on iPhones, iPads, and Android smartphones and tablets. These NJ online casino apps closely resemble their website counterparts in terms of functionality and game selection, although some don’t offer live dealer games.

Download links for the apps are generally available on each online casino’s site, either in the “mobile” section or the site’s footer. You need a compatible device and a stable internet connection for optimal performance. Per state regulations, you’ll also have to be located within New Jersey while playing online blackjack for real money.

You can always contact customer support if you ever have questions or issues about signing up or playing blackjack in New Jersey.

What variations of blackjack can I play?

Since the game’s creation in 18th century France, blackjack has seen the development of many variants. If we consider the rule variations, side bets and subtle differences in layouts of numerous live dealer games, we can safely assume there are dozens of versions or more available at New Jersey online casinos.

Depending on the rules and number of decks that a game uses, the house edge may vary significantly from variation to variation of online blackjack. For instance, single-deck blackjack has a house edge around 0.25% lower than multi-deck variants.

The surrender rule also affects the player’s RTP rate. This option allows you to fold your hand after you’ve seen your two initial cards and the dealer’s up card. When appropriately used, late surrender, available in Virgin’s High Stakes and Atlantic City Blackjack, can reduce the house edge by 0.07%.

Also, you should avoid blackjack tables where the dealer hits on a soft 17, as this adds 0.22% to the house edge.

Seven Card Charlie available at BetMGM has a house edge 0.01% higher than the standard version. Conversely, the variants that don’t allow splitting aces have a 0.18% higher house edge, so it’s best to avoid them.

Some blackjack variations come with certain side bets that add a little excitement to the gameplay and the potential to win bigger-than-usual payouts. Bear in mind that side bets have much higher house edges than regular bets and that the basic blackjack strategy is to avoid them entirely.

Here are the top three most popular online blackjack side bets you’ll find in NJ casinos:

  • 21+3 — It pays when the player’s original two cards plus the dealer’s up card form a winning three-card poker hand. The stronger the hand, the bigger the payout. This side bet is available in Poker & Pairs Blackjack at Caesars and Golden Nugget. You can hit a payout as big as 100x the stake.
  • Blazing 7s — The success of this side bet is contingent on hitting 7s. You can play it for $1 or $5 in most blackjack online casinos. The payout depends on how many 7s are in your (and the dealer’s) hand and the suit of any 7s.
  • Perfect Pairs — This side bet is available in most versions of online blackjack, including SG Digital’s Bet the Set 21. The wager pays if your first two cards are a pair or a suited pair.

Live dealer blackjack in New Jersey

Live dealer blackjack is gaining momentum among New Jersey online casino players, and it’s easy to see why. This gambling format combines the convenience of playing from your home with the authentic vibe that comes from playing blackjack in a casino.

To make the experience as realistic as possible, the action is filmed in specialized studios from different angles. Real dealers run the games, and there’s also the option of chatting with other players — all of which adds to the immersion factor.

Online vs. in-person real money blackjack

There are several distinct advantages to playing blackjack on a casino app or website rather than in a retail casino, the most notable being convenience, accessibility and flexibility. Playing blackjack in person is more expensive, as travel costs are included. In addition, the number of players at tables can be limited, and some casinos aren’t open 24/7. On the other hand, online casinos are accessible 24/7, and you don’t have to venture outside your house to play.

Due to their higher operating costs and the fact that their competitors aren’t just a button-press away, brick-and-mortar casinos aren’t as generous with their bonuses or promotions as their online counterparts.

Online casino blackjack offers lower betting limits, which makes it an excellent choice for casual players. Minimum bets in New Jersey retail casinos typically range from $10 to $15, whereas with certain variations of online blackjack, you can play for as low as $0.10.

What blackjack games can I play in NJ online casinos?

Online BrandGame NamePayback %Min. BetMax. BetSidebets
Virgin CasinoAtlantic City Blackjack99.64$1.00$1,000No
Virgin CasinoSingle Deck Blackjack99.74$1.00$1,000No
Virgin CasinoMultihand Blackjack99.28$1.00$5,000No
Virgin CasinoVegas Downtown Blackjack99.61$1.00$1,000No
Virgin CasinoVegas Strip Blackjack99.64$1.00$1,000No
Golden NuggetBlackjack (IGT)99.6$1.00$200No
Golden NuggetBlackjack Pro99.59$1.00$50No
Golden NuggetVegas Blackjack99.6$1.00$100No
Golden NuggetSidebet Blackjack99.54$1.00$500Yes
Golden NuggetBlackjack European99.41$1.00$500No
Golden NuggetBlackjack Micro Limit (Min 0.10)99.3$0.10$10No
Golden NuggetBlackjack Micro Limit (Min 0.50)99.3$0.50$25No
Golden NuggetLive Blackjack99.34$5.00$1,000Yes
Betfair CasinoBlackjack (IGT)99.6$1.00$1,000No
Betfair CasinoPro Blackjack99.6$1.00$10,000No
Caesars CasinoBlackjack Micro Limit (Min 0.10)99.3$0.10$10No
Caesars CasinoBlackjack Micro Limit (Min 0.50)99.3$0.50$25No
Caesars CasinoEuropean Blackjack99.41$1.00$500No
Caesars CasinoBlackjack Sidebet99.54$1.00$500Yes
Caesars CasinoVegas Blackjack99.6$5.00$100No
Caesars CasinoBlackjack Pro99.59$2.50$100No
Caesars CasinoBlackjack Pro Micro Limit99.59$0.25$100No
Harrah's CasinoClassic Blackjack99.54$1.00$10,000No
888 CasinoClassic Blackjack99.54$1.00$10,000No
Borgata CasinoBlackjack (IGT)99.6$1.00$1,000No
Borgata CasinoBlackjack Micro Limit SP 1099.3$0.10$10No
Borgata CasinoBlackjack Micro Limit SP 2599.3$0.50$25No
Borgata CasinoSP Vegas Blackjack99.6$5.00$100No
Borgata CasinoSidebet Blackjack99.54$1.00$500Yes
Borgata CasinoMulti-Hand Blackjack99.39$1.00$100No
Borgata CasinoBlackjack Multi-Hand Pro99.39$5.00$500No
Party CasinoBlackjack (IGT)99.6$1.00$1,000No
Party CasinoBlackjack Micro Limit SP 2599.3$0.50$25No
Party CasinoSP Vegas Blackjack99.6$5.00$100No
Party CasinoSidebet Blackjack99.54$1.00$500Yes
Party CasinoMulti-Hand Blackjack99.39$1.00$100No
Party CasinoBlackjack Multi-Hand Pro99.39$5.00$500No
Pala CasinoBlackjack99.54$1.00$500No
Pala CasinoMicro Limit Blackjack (Min $0.10)99.3$0.10$10No
Pala CasinoEuropean Blackjack99.41$1.00$500No
Pala CasinoLucky 7 Blackjack99.54$1.00$500Yes
Pala CasinoPerfect Pairs Blackjack99.54$1.00$500Yes
Pala CasinoSidebet Blackjack99.54$1.00$500Yes
Pala CasinoSingle Deck Blackjack99.74$1.00$500No
Pala CasinoVegas Blackjack99.6$5.00$100No
Resorts CasinoAtlantic City Blackjack (Micro Limit)99.59$0.25$100No
Resorts CasinoAtlantic City Blackjack (Low Limit)99.59$2.50$100No
Resorts CasinoAtlantic City Blackjack (High Limit)99.59$25.00$1,000No
Resorts CasinoMicro Limit Blackjack (Min $0.10)99.3$0.10$10No
Resorts CasinoMicro Limit Blackjack (Min $0.25)99.3$0.25$25No
Resorts CasinoBlackjack (IGT)99.6$1.00$1,000No
Resorts CasinoEuropean Blackjack99.41$1.00$500No
Resorts CasinoVegas Blackjack99.6$5.00$100No
Mohegan CasinoAtlantic City Blackjack (Micro Limit)99.59$0.25$100No
Mohegan CasinoAtlantic City Blackjack (Low Limit)99.59$2.50$100No
Mohegan CasinoAtlantic City Blackjack (High Limit)99.59$25.00$1,000No
Mohegan CasinoMicro Limit Blackjack (Min $0.10)99.3$0.10$10No
Mohegan CasinoMicro Limit Blackjack (Min $0.25)99.3$0.25$25No
Mohegan CasinoBlackjack (IGT)99.6$1.00$1,000No
Mohegan CasinoEuropean Blackjack99.41$1.00$500No
Mohegan CasinoVegas Blackjack99.6$5.00$100No
PokerStars CasinoClassic Blackjack99.39$0.10$100No
PokerStars CasinoPerfect Pairs Blackjack99.34$0.50$500Yes
PokerStars CasinoAtlantic City Blackjack99.55$1.00$1,000No
PokerStars CasinoEuropean Blackjack99.65$1.00$1,000No
PokerStars CasinoDouble Deck Atlantic City Blackjack99.77$100.00$2,500No
PokerStars CasinoDouble Deck Blackjack99.77$100.00$2,500No

How to play online blackjack

To win in blackjack, you must have a hand total closer to 21 than the dealer, without exceeding 21, aka going bust. Cards 2 through 10 have points equal to their face value. Face cards count as 10, and aces count as 11 or 1, depending on which value helps the hand the most. Here’s what a typical round of blackjack looks like, play by play:

  1. Place a bet: Start by placing a bet in the designated area. Denominations usually range from $1 to $100.
  2. Receive your cards: After you’re done with betting, click on the deal button to receive the cards. In live dealer versions of the game, you’ll get two cards automatically once the predetermined period for placing bets expires.
  3. Make a move: Both your cards will be face-up, while the dealer will receive one card face down and the other face up. Based on your cards, you need to decide whether to hit, stand, double down or split. In this phase, you may also place side bets. You’ll remain in the game as long as you don’t go bust.
  4. Wait for the outcome: After you have decided you don’t want to go any further, the dealer will reveal the face-down card. If your hand’s total is higher than the dealer’s, you win. When both you and the dealer hit a blackjack, the hand results in a push. If the dealer goes bust, you win.

Here are the main actions you can take after receiving the initial two cards:

  • Insurance — This is a side bet that becomes available only if the dealer’s up card is an ace. You place it for half of your original wager, and it pays 2:1 if the dealer hits a natural. Depending on the variation you’re playing, insurance increases the house edge by at least 5.8%.
  • Stand — This means you want to hold your total and not take any additional cards.
  • Hit — Draw another card. You can keep hitting as long as you don’t go bust.
  • Double down — Double your bet. Once you’ve activated this option, you can receive only one more card.
  • Split — This move allows players to split their initial pair. You play the two new hands separately.
  • Surrender — Fold your hand after receiving the first two cards. This way, you’ll get half of your original stake back. This option isn’t available in all online casinos.

How to win at blackjack — best strategies

The ultra-low house edge that we’ve talked about is only available if you make the right plays and follow basic blackjack strategy. Here are a few tips on when to stand/hit:

  • Hit hard (a hand that doesn’t have an ace) if the total is 11 or less.
  • Always hit if you have a soft 17 or less.
  • Always hit when you have a hard 12, except when the dealer has four to six.
  • Stand if you have a hard 17 or higher.
  • Stand if you have a soft 19 or higher.
  • Stand on a soft 18 except when the dealer holds a nine, 10 or an ace.
  • Stand when you have a hard 13 to 16 vs. a dealer with a 2 to 6 showing.

Betting systems

Betting systems in online blackjack tend to involve increasing or decreasing bets after each win/loss. Here are the most common betting techniques:

  • Martingale — Double your bet after each loss.
  • D’Alembert — Lower your bet by one unit after each win and increase by one unit after each loss.
  • 1-3-2-6 — This is a positive progression system similar to Martingale. It involves placing consecutive wagers after winning hands of three, two and six units. Once you finish the cycle, you return to one unit.
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