Best Minimum Deposit Casinos January

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There are many minimum deposit casinos in New Jersey where you can get started and play casino games for as low as a $5 minimum depost. Many online casinos allow low deposits and feature plenty of “micro” stakes games that let you play a lot for a small investment. Read on for a complete overview of your options for $5, $10, and $20 minimum deposit casinos in New Jersey, and find out why they are an excellent alternative for recreational players.

Best minimum deposit casinos in New Jersey

Here’s a snapshot of the minimum deposits required at some of the top NJ online casinos. As you can see, the $10 minimum deposit casino is the most popular.

NJ Minimum Deposit Casinos
Online CasinoMinimum DepositWelcome Offer
DraftKings Casino$5 $35 Casino Credits + Play and Spin for a shot at $1,000 in Casino Credits AND get a $1,000 Deposit Match in Casino Bonus Funds
Fanatics Casino$5Deposit $5+ and Get $50 in Casino Credit
FanDuel Casino$5
Play $1, Get $100 in Casino Bonus
Golden Nugget Casino$5 Earn up to $1,000 in Rewards!
Bally Bet Casino$10 Up to $100 Money Back Guarantee
BetMGM Casino$10 $25 on the House + 100% Deposit Match up to $1,000
BetRivers Casino$10 100% of Losses in First 24 Hours up to $500 Back as 1x Bonus Money
Borgata Casino$10 100% up to $1,000 on Deposit + $20 in Bonus Dollars
Caesars Palace Online Casino$10 100% Deposit Match up to $2,500 + 2,500 Reward Credits on $25+ Wager
Horseshoe Online Casino$10Get a 100% Bonus Back up to $1,250
Jackpot City Casino$1050% Deposit Match up to $1,000
Monopoly Casino$10Up to $100 Money Back Guarantee
PlayStar Casino$10 100% Deposit Match up to $500 + 500 Bonus Spins
Hard Rock Bet Casino$20 500 Bonus Spins + 100% Deposit Match up to $1,000

Note that if you’re a new sign-up, you’ll typically have to make at least a minimum deposit to be eligible for online casino sign-up bonuses, such as deposit match bonuses.

It’s also worth considering that online casinos in the state offer no-deposit bonuses, letting you play games without committing any funds. Some sites additionally offer free spins and other ways to get in the game for very little.

What are minimum deposit casinos?

Anyone who plays games for real money at an online casino and practices responsible gambling knows that winning is never guaranteed and that there’s always a chance you’ll lose any money you wager. That’s one reason some players seek out minimum deposit casinos, which allow them to deposit the least possible amount so they don’t have to spend as much to play the games.

Taking such an approach has both advantages and disadvantages.

Pros and cons of minimum deposit online casinos

Pros and cons of minimum deposit online casinos
ProsCons
Lower your risk when gambling onlineMight be too expensive for your bankroll (e.g., some live-dealer games, progressive jackpot slots)
Can try out real money online casino games without a major financial commitmentSometimes limit you from taking advantage of offers that have greater value with larger deposits (e.g., 100% deposit match bonuses)
Can play most of the slots and table games available on sitesCan increase your chances of losing your entire deposit and being unable to play
Can help you develop a heightened awareness of bankroll management (a great skill to develop)Might have fewer deposit methods from which to choose (e.g., wire transfers typically require larger deposits)
Still allow you to take advantage of most welcome offers and bonusesRequire you to play for the lower stakes, which yield very little from loyalty programs based on volume

Some might also point out how you can only win so much when your wagers are small, which for some might be another disadvantage when making minimum deposits. Then again, depositing the minimum is a great positive for many players, helping ensure the games remain fun and entertaining.

$5 minimum deposit casino options

Here are the sites that offer minimum deposits of $5 that we can recommend to players looking to spend less at an online casino.

There aren’t many sites that accept deposits as low as $5, but the following do:

Golden Nugget is operated by DraftKings, meaning the two sites have a lot in common regarding online casino game selection and site design. They also both allow players to deposit as little as $5.

While $5 might not seem like a lot with which to play, you’ll find both DraftKings and Golden Nugget have plenty of options for playing games at very small stakes. Some of these include:

  • Slots (i.e., penny slots) — $0.01 per payline
  • Blackjack — $0.10 per hand
  • Roulette — $0.10 per spin
  • Video poker — $0.05
  • Three Card Poker, Four Card Poker, I Luv Suits — $0.10
  • Let It Ride — $0.30

At these two sites, online baccarat and craps typically have minimums of $1, and the keno games start at $0.50. Most live-dealer games also have higher minimums, although there are several with $1 minimum bets and some as low as $0.50. Even so, there’s much to choose from at both sites for those starting with small bankrolls.

Note also that welcome offers can add additional play for new sign-ups. At DraftKings Casino, for example, when you make an initial deposit of at least $5, you get $35 in Casino Credits. Additionally, once you’ve wagered $5, DraftKings will give you a Mystery Bonus Spin where you can win more Casino Credits on top of that. (There’s a first deposit match included as well as part of DraftKings’ welcome offer.)

Fanatics likewise has a nice selection of slots, table games, and live-dealer games, including its popular (and exclusive) Fanatics Blackjack game. The welcome offer at Fanatics is a nice one, too, giving you $50 in Casino Credit just for making that minimum deposit of $5.

Get up to $2,035 in Bonuses at DraftKings Casino!
Get up to $2,035 in Bonuses at DraftKings Casino!
$35 Casino Credits
On First Deposit
DraftKings Casino Review
  • $35 Casino Credits on First Deposit PLUS
  • Play and Spin for a shot at $1,000 Casino Credits
  • PLUS Get a $1,000 Deposit Match in Casino Bonus Funds
  • To Claim: Click Play Now

 

$10 minimum deposit casino options

Among the many $10 minimum deposit online casinos, the following two sites are our top picks:

Again, you’ll find both sites offer a lot of choices when it comes to minimum bet sizes in their games. The sites have different game libraries, but their minimum bets for many games are often similar. The smallest buy-in games at the two sites include:

  • Slots (i.e., penny slots) — $0.01 per payline (both sites)
  • Blackjack — $0.10 per hand (both)
  • Roulette — $0.10 per spin (both)
  • Video poker — $0.01 (Bally), $0.06 (Caesars)
  • Three Card Poker, Four Card Poker, I Luv Suits — $0.10 (both)
  • Ultimate Texas Hold’em — $0.10 (Caesars), $0.30 (Bally)
  • Let It Ride — $0.10 (both)

Always watch for welcome offers that enable new users to play even more without depositing a lot upfront. Bally Casino, for example, has a nice no-deposit bonus of $50 in Bonus Money for new players. Both BetMGM Casino and Borgata Casino have had no-deposit bonuses as well for new sign-ups.

Claim Your $2,500 Bonus at Caesars Palace Online Casino
Claim Your $2,500 Bonus at Caesars Palace Online Casino
$2,500 Bonus
On Deposit
Caesars Palace Online Casino Review
  • 100% up to $2,500 on Deposit
  • PLUS 2,500 Rewards Credits on $25+ Wager
  • Use Promo Code: PLAYNJ2500

 

$20 minimum deposit casino options

Moving into the $20 minimum deposit casinos might be crossing a line in the sand for some bettors concerned with budgeting. Not coincidentally, we don’t find many online casinos with $20 minimum deposits. The two we’ll highlight here are

While $20 minimum deposits raise the stakes significantly, you’ll still find that both of these casinos offer lots of games for low buy-ins. Here are some of the lowest buy-in gaming options you’ll find:

  • Slots: $.01 per payline at both sites
  • Blackjack: $.10 per hand (Hard Rock); $1 per hand (PlayStar)
  • Roulette: Hard Rock Casino has an exclusive Penny Roulette game; $.10 per spin (PlayStar)
  • Three Card Hold Poker, Texas Hold ’em: $.10 per hand (Hard Rock); $.50 per hand (PlayStar)

To return to the asterisk on PlayStar Casino, the reality is that you can get started at that casino by depositing only $10. However, if you want to claim their welcome offer, you’ll need to deposit $20. So, depending on whether you like bonus bets, you can get started for either a $10 or $20 minimum deposit.

Sign up at Hard Rock Bet Casino Today!
Sign up at Hard Rock Bet Casino Today!
$1,000 Bonus
Plus 500 Bonus Spins
Hard Rock Bet Casino Review
  • 100% Deposit Match up to $1,000
  • PLUS 500 Bonus Spins on Triple Gold
  • 21+. Gambling Problem? Call/Text 1-800-Gambler. T&Cs apply
  • To Claim: Click Play Now

 

How to make a minimum deposit

All casinos offer a variety of ways to fund your account. Most online casino deposits are processed immediately, and the sites do not tend to charge any fees when you deposit or withdraw from your account. Depending on your payment method, a transaction provider (including your bank) might charge a fee, but the sites tend not to do so.

Online casinos in the state of New Jersey let you make a deposit using some or all of the following methods:

  • Debit and credit cards
  • Gift cards
  • Prepaid cards
  • Apple Pay
  • PayPal
  • PayNearMe
  • ACH / e-check (VIP Preferred)
  • Online banking
  • Wire transfer
  • Cash at partnering retail casino cage

Most of those methods will allow you to make a minimum deposit at the online casino. For example, at DraftKings Casino, you can use most of those deposit options to deposit $5. Wire transfers are an exception, and in fact, at DraftKings, you can’t deposit for less than $100 via wire transfer.

Meanwhile, at BetRivers Casino (for example), the minimum is $10 for practically all the available deposit options. The same is true for PlayStar Casino. Meanwhile, over at Hard Rock Bet Casino the $20 deposit minimum applies no matter which method you choose.

Once it’s time to withdraw, it’s just as simple, and some of the best minimum deposit casinos are also some of the fastest in withdrawals.

Small stakes, big fun: Give minimum deposit casinos a try

Minimum deposits are a terrific option for many online casino game players in New Jersey. Depositing the minimum helps keep the game fun while still letting you enjoy the excitement of online slots, table games, and even some live dealer games.

With only a few exceptions, most online casino games play the same whether you wager a dime or a hundred dollars. Some slots might pay out differently if you increase your wager, but generally speaking, for most games, the payouts are entirely proportional. If you hit a 35-to-1 longshot on the online roulette table, you still get 35 times your bet no matter how big or small it is.

Making a minimum deposit makes sense when first getting started playing online casino games. You don’t want to lose much when first learning about the available games and how to play them. That said, for many players depositing the minimum can become their standard way of approaching the games. Playing at New Jersey minimum deposit casinos can greatly control your spending and keep the games fun.

Martin Harris Avatar
Written by
Martin Harris

Martin Harris is a writer and teacher who has reported on poker, online gambling, and sports betting since the mid-2000s. Once a full-time academic (Ph.D., English), he currently teaches part-time in the American Studies program at UNC Charlotte. In 2019, his book Poker & Pop Culture was published by D&B Books.

View all posts by Martin Harris
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